Kumpulan Wang Simpanan Pekerja: Perbezaan antara semakan
Kandungan dihapus Kandungan ditambah
tambah gambar |
Update CEO, Dividend Rate, Separate Conventional Savings and Simpanan Shariah |
||
Baris 20:
|chief1_name = [[Ahmad Badri Mohd Zahir]]<ref>[https://www.thestar.com.my/business/business-news/2020/04/30/ahmad-badri-is-new-epf-chairman-replacing-samsudin-osman Ahmad Badri is new EPF chairman, replacing Samsudin Osman, ''[[The Star]]'' Dicapai pada 30 April 2020]</ref>
|chief1_position = Pengerusi
|chief2_name = [[Amir Hamzah Azizan]]<ref>[https://www.kwsp.gov.my/ms/-/datuk-seri-amir-hamzah-azizan-appointed-new-epf-ceo-appointment-effective-1-march-2021 Datuk Seri Amir Hamzah Azizan dilantik sebagai Ketua Pegawai KWSP yang baharu, ''[[Laman Web Rasmi KWSP]]'' Dicapai pada 3 Mac 2021]</ref>
|chief2_position = Ketua Pegawai Eksekutif
|parent_agency = [[Kementerian Kewangan Malaysia]]
Baris 34:
== Anggota ==
Kenggotaan wajib kepada pekerja sektor swasta dan pekerja tidak berpencen sektor awam. Sehingga Jun 2011, KWSP mempunyai seramai 12.9 juta ahli. Bilangan ahli aktif dan masih mencarum adalah seramai 6.11 juta. Bilangan majikan aktif pula adalah seramai 481,886.<ref>[http://www.kwsp.gov.my/index.php?ch=p2reports&pg=bm_p2reports_statistic&ac=1012 Laporan: Ahli Dan Majikan] KWSP</ref>
== Kadar Dividen ==
Semua caruman di KWSP akan dibayar dividen dan dijamin oleh kerajaan pada kadar minimum 2.50% bagi Simpanan Konvensional. Kadar dividen untuk Simpanan Shariah adalah berdasarkan prestasi sebenar pelaburan patuh Shariah yang diuruskan dan dilaburkan oleh KWSP.<ref name="KadarDividenKWSP">{{Cite web|url=https://www.kwsp.gov.my/ms/dividend|title=Kadar Dividen KWSP|work=Laman Web Rasmi KWSP website|access-date=3 Mac 2021|archive-url=https://web.archive.org/web/20201202055330/https://www.kwsp.gov.my/ms/dividend|archive-date=2 December 2020|url-status=dead}}</ref>
=== Simpanan Konvensional (1952–2000) ===
{| class="wikitable"
!width="80"|1952 to 1959
!width="80"|1960 to 1962
!width="80"|1963
!width="80"|1964
!width="80"|1965 to 1967
!width="80"|1968 to 1970
!width="80"|1971
!width="80"|1972 to 1973
!width="80"|1974 to 1975
!width="80"|1976 to 1978
!width="80"|1979
!width="80"|1980 to 1982
!width="80"|1983 to 1987
!width="80"|1988 to 1994
!width="80"|1995
!width="80"|1996
!width="80"|1997 to 1998
!width="80"|1999
|-
|2.50%
|4.00%
|5.00%
|5.25%
|5.50%
|5.75%
|5.80%
|5.85%
|6.60%
|7.00%
|7.25%
|8.0%
|8.5%
|8.0%
|7.5%
|7.7%
|6.7%
|6.84%
|-
|}
=== Simpanan Konvensional (2000–kini) ===
{| class="wikitable"
!width="80"|2000
!width="80"|2001
!width="80"|2002
!width="80"|2003
!width="80"|2004
!width="80"|2005
!width="80"|2006
!width="80"|2007
!width="80"|2008
!width="80"|2009
!width="80"|2010
!width="80"|2011
!width="80"|2012
!width="80"|2013
!width="80"|2014
!width="80"|2015
!width="80"|2016
!width="80"|2017
!width="80"|2018
!width="80"|2019
!width="80"|2020
|-
|6.00%
|5.00%
|5.25%
|5.50%
|5.75%
|5.00%
|5.15%
|5.80%
|5.50%
|5.65%
|5.80%
|6.00%
|6.15%
|6.35%
|6.75%
|6.40%
|5.70%
|6.90%
|6.15%
|5.45%
|5.20%
|-
|}
=== Simpanan Shariah (2018–kini) ===
Simpanan Shariah merupakan suatu pilihan simpanan bagi ahli yang diuruskan dan dilaburkan oleh KWSP mengikut prinsip syariah. Bagi memastikan Simpanan Shariah diuruskan mengikut syariah sebagaimana yang dikehendaki di bawah seksyen 43A Akta, suatu rangka kerja tadbir urus syariah diwujudkan untuk mentadbir urus aspek pematuhan syariah bagi Simpanan Shariah.<ref name="SimpananShariah">{{Cite web|url=https://www.kwsp.gov.my/ms/member/simpanan-shariah|title=Simpanan Shariah|work=Laman Web Rasmi KWSP|access-date=3 Mac 2021|archive-url=https://web.archive.org/web/20210106112300/https://www.kwsp.gov.my/ms/member/simpanan-shariah|archive-date=6 Januari 2021|url-status=dead}}</ref>
{| class="wikitable"
!width="80"|2018
!width="80"|2019
!width="80"|2020
|-
|6.40%
|5.90%
|4.90%
|-
|}
== Pelaburan ==
| |||